Will The Kentucky Health Insurance Exchange Discourage Employers From Offering Group Coverage?

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Will the Kentucky Health Insurance Exchange Discourage Employers from Offering Group Coverage?

by

Tracy Mc Manamon

Following the Supreme Court ruling to uphold the Affordable Care Act (ACA), the state of Kentucky has moved ahead to establish its own Health Benefit Exchange. The online Exchange will begin operation on January 1, 2014. Individuals without employer-based coverage will receive generous tax subsidies to buy Kentucky individual health insurance through the Exchange. However, the big question is now is whether these subsidies will discourage employers from offering group coverage.

Significance of the Kentucky Health Benefit Exchange

>> It is expected to be a one-stop online market place where individuals can enroll in qualified health coverage plans

>> Individuals and small businesses can compare health plans at this virtual Exchange and find out if they are eligible for tax credits for private health insurance or programs like Medicaid

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>> Eligible individuals can enroll in a health plan that meets their needs through the Exchange

>> Kentuckians will receive subsidies to help pay for insurance that they purchase through the Exchange (not through an employer)

>> Small businesses in Kentucky will be eligible for tax credits to provide health coverage to their employees through the Exchange

>> Starting in 2014, Kentucky firms with 50 or more workers that do not provide group coverage and have at least one-full time employee who receives subsidized health insurance through the Exchange, will have to pay a fee of $2000 per full-time employee. The firm s first 30 workers would be excluded from the fee.

>> Firms with 50 or less than 50 workers will not have to pay any penalties.

>> Small businesses with 25 or fewer full-time workers who earn an average yearly salary of $50,000 or less can get tax benefits of up 35 percent of the cost of premiums. The credit will increase to 50 percent in 2014.

Why Tax Subsides on Kentucky Individual Health Insurance May Affect Group Coverage

Starting in 2014, individuals who do not have employer-based coverage and have a household income that is less than 400% above the federal poverty line, can get tax subsidies to enroll in a Kentucky health plan through the Exchange. For instance, a family of four with $90,000 projected annual income in 2014 could get a government tax subsidy which covers nearly 50% of the overall health insurance premium. Similarly, a single individual with a projected income in 2014 could get a tax credit that covers 75% of the overall premium.

Experts are saying that these generous tax credits on the individual Kentucky health insurance market will encourage both big and small businesses to give up group coverage. Instead, firms will use the health reimbursement arrangement (HRA) to provide their workers with tax-free allowances to purchase private health insurance. As employers with less than 50 employees are not charged any penalty if their employees are eligible for the federal subsidy, they will be among the first to drop group coverage.

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Illinois high schools now required to buy insurance for athletes

Tuesday, August 6, 2013 

This past Sunday, Illinois Governor Pat Quinn signed into law a bill known as “Rocky’s Law” that requires Illinois high schools, through the local school district, to buy catastrophic injury insurance up to US$3 million or medical costs for up to five years, whichever one comes first, that covers student athletes. The insurance must cover student athletes while they are competing.

The legislation was named after Rasul “Rocky” Clark. In 2000, the Eisenhower High School football player became paralyzed from the waist down as a result of a tackle during a game. His school based health insurance covered the costs of his medical treatment. A legislator sponsoring the bill noted that the need for this type of insurance is rare. Clark’s mother attended the legislation signing. Her son died last year.

Before parents can claim money from school insurance, they first must pay out US$50,000. Schools have until January 1, 2014 to comply with the law. Schools cannot charge students more than US$5 to defray the cost of insurance. If a school district already requires student to be covered through private health insurance, they are exempted from this law.

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Ontario Votes 2007: Interview with NDP candidate Glenn Crowe, Bramalea-Gore-Malton

Thursday, October 4, 2007 

Glenn Crowe is running for the NDP in the Ontario provincial election, in the Bramalea-Gore-Malton riding. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Crowe did not reply to various questions asked.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

Why have you chosen to involve yourself in the political process? Why did you choose to run in this constituency?

What do you feel are the three most important issues to voters in your riding? Are these the same top three issues that are most important to you? What would you do to address these issues?

What should be the first order of business in the 39th Legislative Assembly?

Are the property taxes in your riding at a fair level for the amount of services received in the municipality?

How can the province lead the way in stimulating job creation?

What are your views on the mixed member proportional representation (MMP) referendum?

What role, if any, does “new media” play in your campaign, and the campaign of your party? (websites, blogs, Facebook, YouTube videos, etc) Do you view it as beneficial, or a challenge?

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Comments:U.S. Supreme Court upholds health care mandate

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I’m not quite understanding why liberals think that this is such a good thing, except the liberals that own stock in insurance companies. One thing I know is that car insurance, which anyone who drives is required to have, is too expensive, especially if you’re young because they automatically assume that young people are going to be reckless. Now, with the individual mandate, I expect that health insurance companies will jack prices up knowing that people have to have it, and they’ll probably do the same thing the car insurance companies do; they’ll charge more for young people because they’re supposedly reckless, they’ll charge more for people with preexisting conditions, they’ll jack your premiums up if you ever go to the hospital, etc. How is this supposed to help the poor? Also consider the fact that there are a lot of people that will not take government aide, look at all the homeless people that are homeless because they refuse to go on welfare. How will taxing them for not having insurance help them?

No opinions yet?

I find it sad and funny that Obama spoke of how this is a lovely plan to help people and make sure noone is uninsured in times of need and yet the part that was cut was the one that would’ve extended Medicaid benefits to the people at the bottom of the income scale.

And my bet is that was Robert’s attempt to throw a bone to the right-wing to make them somewhat.

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Advantages Of Men’s Tungsten Wedding Ceremony Artists

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Submitted by: Henriette Piper

Tungsten wedding ceremony bands are a perfect fitting for guys. These are extremely durable to remain their shine considerably longer than other metallic rings. Tungsten bands are very easy for males. Most tungsten bands are generally created with tungsten carbide. It really is mainly a combination of tungsten and also carbon. The actual Tungsten, carbon along with other elements are surface into a natural powder. In this condition it can be pushed and formed into designs, including bands. It is after that fired at excessive temperatures, reduce, and then formed. Amazingly, the actual ring is polished through diamond wheels and equipment. Polishing the band with diamonds provides the ring a practically permanent sparkle. Tungsten is known as among the hardest components, second simply to diamonds. Also, they are hypoallergenic so that they will not aggravate the skin. These types of properties make tungsten wedding ceremony bands perfect for males. Men are usually rougheron their bands. The normal damage on some other metals will usually not really show on the tungsten band. It will generally keep it shine for that life from the band. Because from the durability a typical misconception has come up about tungsten bands. Many believe which the rings are not possible to remove or stop in certain circumstances. A local jewelry expert or doctor will often have tools to soundly remove the band. Here are a few of the advantages of Tungsten Wedding ceremony Bands: – These are hypoallergenic and will not cause skin discomfort – Extremely hard and sturdy, Second just two diamonds on the scale of firmness. – Scuff Resistant – Long term Shine – The actual ring will usually keep it shape longer because of its hardness Tungsten wedding ceremony bands are a perfect fitting for guys. These are extremely durable to remain their shine considerably longer than other metallic rings. Tungsten bands are very easy for males. Most tungsten bands are generally created with tungsten carbide. It really is mainly a combination of tungsten and also carbon. The actual Tungsten, carbon along with other elements are surface into a natural powder. In this condition it can be pushed and formed into designs, including bands. It is after that fired at excessive temperatures, reduce, and then formed. Amazingly, the actual ring is polished through diamond wheels and equipment. Polishing the band with diamonds provides the ring a practically permanent sparkle. Tungsten is known as among the hardest components, second simply to diamonds. Also, they are hypoallergenic so that they will not aggravate the skin. These types of properties make tungsten wedding ceremony bands perfect for males. Men are usually rougher on their bands. The normal damage on some other metals will usually not really show on the tungsten band. It will generally keep it shine for that life from the band. Because from the durability a typical misconception has come up about tungsten bands. Many believe which the rings are not possible to remove or stop in certain circumstances. A local jewelry expert or doctor will often have tools to soundly remove the band. Here are a few of the advantages of Tungsten Wedding ceremony Bands: – These are hypoallergenic and will not cause skin discomfort – Extremely hard and sturdy, Second just two diamonds on the scale of firmness. – Scuff Resistant – Long term Shine – The actual ring will usually keep it shape longer because of its hardness

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Man charged with attempted murder in £40 million London jewel heist

Sunday, September 6, 2009 

24-year-old Aman Kassaye, of no fixed abode, is to face a charge of attempted murder for his alleged role in an armed robbery that netted £40 million ($65 million) worth of jewelry from a London store.

Kassaye is the seventh man to be charged, and is also facing prosecution for conspiracy to rob the Graff store in New Bond Street, false imprisonment, and using a handgun to resist arrest. He will appear at Wimbledon magistrates court on Monday.

The other six men have already been remanded in custody until October 23, when they will appear at Kingston Crown Court. All are facing charges of conspiracy to rob, and two of them are also charged with a firearms offense.

43 diamond rings, watches, and bracelets were taken from the store. The theft occurred when two armed and suited men walked in and took an employee hostage. It has been reported they used prosthetic masks made from liquid latex but police have not confirmed this. Amateur footage also shows a shot was fired. No-one was injured.

The robbery is one of the biggest the United Kingdom has seen. After the crime a string of getaway vehicles was used, with police believing several more offenders assisted with this stage of the plan. Although The Telegraph claims no stolen property has yet been recovered, this is also unconfirmed by police.

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Expand Your Business With The Help Of A Web Design Company

Submitted by: Design GeniesIndia

To bring your website on the first page of research, make sure you hire a professional web design company. Their rich industry experience, knowledge and skills enable you to enhance your online presence.

In the current scenario where in online sector is hyper competitive, all you need have is a professional website to be in the league. Website is the only way of keeping a contact with all your online customers. Therefore, it is eminent for all online entities to develop their website in the most user friendly manner. All this can be achieved with the assistance of a professional web design company. They have in-depth knowledge about the industry and provide cost-effective and quality services. Only a professional can create a brand new rapport of your website which actually speaks about your product and service range. It is very important to hire best corporate web design company in order to expand your business. Ensure you hire an experienced firm as experience counts a lot. An experienced corporate web design company will provide you a professional website which will be beneficial for your business.

Tips for choosing the best corporate web design company for your business:

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1. Experienced firm is equal to positive outcome

First impression is always the last impression! This phrase is appropriate for online business as what you see at the very first sight decides the credibility of the website. If you want your website to be always remembered by the visitor then make sure your website is completely professional. Further, to make your website unique and engaging get into alliance with a corporate web design company. The biggest advantage of coming into contact with a professional firm is that they not only develop your website but also fine tune your business strategies. Always give priority to an experienced and professional web design company. Experienced web development firm holds expertise in developing and giving a new look to the website. They understand your exact requirement and analyse the area where you lack. As experience means a lot therefore, choosing experienced company always results in positive results. Owing to the skills and rich industry experience of a professional corporate web design company, your website can attain a reputed position in the online business.

2. Industry specific knowledge and skills

To choose a company holding in depth experience in providing reliable corporate web design services, first you need to identify the knowledge and skills acquired by the firm. As through your website you are engaged in all the business activities related to sales therefore, it is very important for you to maintain and update your website. For this you require highly skilled and knowledgeable designers. Before hiring any professional web design company, ensure that they are well versed with the latest software s and technologies. They must be aware of relevant keywords that need to be incorporated in the existing content of your website.

Therefore, it is eminent for all online entities to develop their website in the most user friendly manner. All this can be achieved with the assistance of a professional web design company. They have in-depth knowledge about the industry and provide cost-effective and quality services. Only a professional can create a brand new rapport of your website which actually speaks about your product and service range. It is very important to hire best corporate web design company in order to expand your business. Ensure you hire an experienced firm as experience counts a lot. An experienced corporate web design company will provide you a professional website which will be beneficial for your business.

About the Author: Select the best web design company to attain quality positive results in terms of higher page ranking and increase in sales. Visit:

designgenies.com/

to know more about various experienced professional web design company.

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Danish clothing company sells T-shirts to support FARC and PFLP

Friday, January 20, 2006 

A recently created Danish clothing company is selling on the internet T-shirts in order to support the clandestine radio station of the Colombian guerrilla group Revolutionary Armed Forces of Colombia (FARC) and the graphical workshop of the Popular Front for the Liberation of Palestine (PFLP). In fact the money will be used by these groups to carry on their terrorist activities. FARC activities include kidnappings, masacres, bombs, extortions and the drug trade.

Fighters and Lovers is selling the T-shirts at 170 DKK (US$27.6), from which 35 DKK (US$5.7) are to be destinated to support both armed groups.

Anna Duever, Fighters and Lovers PR chief, said to Spanish news agency EFE that their objective is to “defend freedom and social justice, which is FARC and PFLP are fighting for”. Duever believes the fact the FARC has been included by the EU in its terrorist group list is a “political game”. “We pay our taxes in Denmark, and that money is used for financing the troops our government has sent to Iraq. That’s terrorism. Besides, in Colombia there’s a regime oppressing population and torturing and killing its people”, she said.

Colombian Foreign Affairs Minister, Carolina Barco, said to local media that “financing terrorist groups is unacceptable and goes against all the international norms. Yesterday [Tuesday 19] our ambassador contacted the Danish government, we sent a protest note and have demanded an explanation.”

A year ago, a Danish NGO named Oprør (“Rebelion”) stated it had donated money to the Colombian guerrilla. A new antiterrorism law in Denmark may punish it.

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